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When are you not responsible for damage or injury caused by negligent operation of your vessel?

  1. The vessel is operated by a family member

  2. The vessel is operated by someone with your written consent

  3. The vessel is operated by someone with your implied consent

  4. The vessel is operated by someone who stole it

The correct answer is: The vessel is operated by someone who stole it

You are not responsible for damage or injury caused by negligent operation of your vessel when it is operated by someone who stole it. This is because theft indicates that the person operating the vessel does not have any legal right or permission to do so. In legal terms, when someone unlawfully takes possession of a property, any actions taken while using that property fall outside the owner's liability. The owner is protected from liability in these cases, as they had no control over the situation or the actions of the thief. In cases where a family member, someone with your written consent, or someone with your implied consent operates the vessel, you may still have responsibility for their actions, as you permitted them to use your vessel in some manner. This suggests a level of accountability on your part for their operation of the boat. Therefore, it’s essential to ensure that anyone who operates your vessel is both competent and responsible to avoid any potential liability issues.